Vermont Wastewater and Potable Water Revolving Loan Fund
This program, also known as the On-Site Loan Program, is available to certain Vermont residents for the repair or replacement of failed water supply and on-site wastewater systems. The On-Site Loan Program is funded and administered by the Agency of Natural Resources, Department of Environmental Conservation with loan underwriting and servicing provided by the Opportunities Credit Union in Winooski. Your drinking water supply has to be a failed system and you must be living in the residence on a year-round basis to be eligible. The family income cannot exceed 200% of the state median household income. For more information about eligibility and how to apply, call the On-Site Loan Program at 802-461-6051.
The NeighborWorks Alliance of Vermont
The NeighborWorks Alliance is made up of five local organizations offering full affordable housing services for income-eligible individuals. You may qualify for help from this program if you need money to install a water treatment system, drill a well, or repair or replace your septic system. For more information on eligibility, contact the local NeighborWorks Group in your region.
Single Family Housing Repair Loans and Grants
This program offers loans and grants to existing homeowners for well construction, repair and sealing. It's administered by the Rural Development office of the U.S. Department of Agriculture. The program is for low-income families who live in a rural area or a community with a population of 25,000 or less. The family income cannot exceed 50% of the median county income. Individuals who are 62 years of age or older may qualify for a grant or a combination of a loan and a grant. Younger applicants are eligible only for loans.
Burlington, South Burlington, Essex Junction, Winooski and parts of Colchester are ineligible for the program. Even if your property is in an eligible area, your eligibility is still subject to income limits. For more information or to find out if your property is in an eligible area, call the USDA Rural Development Office at 802-828-6022.